Much mystique surrounds the subject of education fees. In reality it is a simple exercise in planning. A case of estimating future liabilities and then investing sufficient capital to meet those liabilities, using assumptions as to inflation and investment returns. There are certain investments that suit this process perfectly and also have the advantage of tax efficiency, especially if the child's own tax allowances can be utilised. Savills Private Finance (SPF) has advisers who can help you make the right decisions for the future.